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Disability Plans

Nov 07, 2018

It’s Not Too Late to Amend Your Plans to Comply with the DOL’s New Disability Claims Procedures

In December 2016, the U.S. Department of Labor (DOL) announced new disability claims procedure regulations, effective April 1, 2018, for ERISA-covered plans. The new rules apply to all ERISA benefit plans that base any benefit decisions on the plan administrator’s determination of whether a person is “disabled.”

The rule applies to more than just disability plans

The new procedures also apply to retirement plans and non-qualified deferred compensation plans that provide disability benefits, but only if the plan’s definition of disability requires the plan administrator to make an independent determination that the participant is disabled. » Read More